CNote | Individual Investors
Unlock Your Potential With CNote’s Impactful Investment Solutions
Invest With Confidence. Earn Competitive Returns. Drive Positive Change.
At CNote, we believe in empowering individuals to grow their wealth while making a real difference in the world. Whether you are an accredited or non-accredited investor, our investment solutions are designed to deliver competitive returns while funding projects that build stronger, more resilient communities. Join us in creating a better future for all.
CNote Impact Investments
CNote’s Core Offerings
Climate Cash TMSustainable
$ Blended
APY
- Combat Climate Change with your Deposits
- 100% FDIC and NCUA Insurance Coverage 1
- Deposits Back Meaningful, Traceable Initiatives Like Affordable Solar Power in Low-Income Areas and Energy-Efficient Appliances/Building Enhancements.
- Streamlined Interface for Signup and Account Opening
- Deposit up to $50M in Climate-Friendly Insured Deposits
- Accredited Investors Only
Impact Cash ®Scalable
$ Blended
APY
- Cash with Impact
- 100% FDIC and NCUA Insurance Coverage 2
- Supports CDFI Banks and Credit Unions
- Flexible Liquidity
- Accredited Investors Only
Flagship FundDiversified
$ 4.00%
APY
- An Easy Way to Start Impact Investing3
- Open to All Investors
- Competitive Returns
- Diversified CDFI Investment
- 30-Month Term With Flexible Quarterly Liquidity4
- No Minimum
Wisdom FundDrive Social Change
$ 4.00%
APY
- Long-Term Impact and Systems Change
- Accredited Investors Only
- Provides sustainable, affordable loan capital for Women of Color Entrepreneurs
- Delivers dedicated small business coaching for borrowers
- Investments also fund research to improve lending process for women of color
- 60-month Term
- $100,000 Minimum5
Simplified impact investing with flexibility liquidity and competitive returns
Flagship Fund
CNote’s Flagship Fund generates a 4.00% return while directing all funds to community development organizations that fund loans for small businesses, help build affordable housing and bring sustainable economic growth to communities across America.
Invest in the future of women
Wisdom Fund
The Wisdom Fund is a fixed income vehicle that increases capital access and small business lending for women entrepreneurs of color.