## **ImpactFlex™ Investing**

Invest with your values

## What is ImpactFlex™ Investing?

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ImpactFlex™ Investing is a fixed-income investment solution that empowers investors to direct their capital toward projects that support poverty alleviation, financial inclusion, small business development, and affordable housing. By aligning capital with impact, you can help build stronger, more resilient communities while achieving your financial goals.

## Empowering Initiatives that Matter the Most to You

> ** Designed for Competitive Returns** Earns a potential 1-4% return while supporting an initiative that matters the most to you.
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> ** Invest in What Means the Most to You**
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> Choose from a variety of Impact Themes and invest in causes that are important to you.
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> ** Drive Local Impact** Your investment fuels economic growth and opportunity in communities, creating meaningful change where it’s needed most.
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> ** Open to Accredited Investors**  
> Available to accredited investors offering an exclusive investment opportunity.
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> ** Minimum Investment** **Based on Impact Theme**  
> $100,000 minimum investment for Impact Themes; economic opportunity, job creation, reduced inequalities. $1,000,000 minimum investment for all other impact themes.

## How Does ImpactFlex™ Investing Help?

Access to capital is the catalyst for economic mobility, yet deep disparities in investments continue to limit opportunities for many communities.

By tailoring financial products and services to the needs of underserved communities, mission-driven financial institutions create pathways to economic mobility and long-term financial stability.

**Supporting Underserved Communities:** Focus on low-income and rural communities that face systemic barriers to financing.

**Small Business Support:** Provide capital to small businesses and startups that may not qualify for traditional bank loans, fostering entrepreneurship and job creation.

**Affordable Housing Financing:** Finance the development and preservation of affordable housing, ensuring more people have access to stable living conditions.

## Top Impact Themes CNote Can Easily Deploy

> ** Poverty Alleviation and Financial Inclusion**
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> ** Reduced Inequalities**
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> ** Affordable and Clean Energy**
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> ** Economic Opportunity and Job Creation**
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> ** Sustainable Cities and Communities**
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> ** Affordable Housing**
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> ** Access to Healthcare**

## What Kind Of Businesses Does ImpactFlex™ Investing Support?

The stories show how CNote’s impact investing makes a difference.

#### [Meet David Akinniyi, the Baltimore Developer who’s Transforming his Adopted City with Each New Building](/content/blog/the-akinniyi-group/index.html)

Once down on its luck, Baltimore, Maryland is now on a rebound. One entrepreneur helping to make the city a better place to live is David Akinniyi, founder and owner of the Akinniyi Group, a real estate development and leasing company. His goal is to enhance the lives of Baltimore residents by creating luxury communities.

#### [How Toni Hopkins Embraced Her Entrepreneurial Side To Open Cool J’s Apparel During The Pandemic](/content/blog/cool-js-apparel/index.html)

In the years leading up to the COVID-19 pandemic, Toni Hopkins and her husband talked about moving from their home in Springfield, Illinois to North Carolina to pursue what she describes as “something different.”

#### [How Deshonda Charles Turned Her Dream Of Becoming A Lawyer Into A Successful Small Business – The Tackett Firm](/content/blog/the-tackett-firm/index.html)

When Deshonda Charles, Esq. was a little girl, she wanted two things in life: to be a singer and to become a lawyer.

#### [How Leslie Rosella Turned Her Passion For Four-Legged Friends Into A Growing Doggie Day Care](/content/blog/dog-day-afternoon-canine-social-club/index.html)

For as long as she can remember, Leslie Rosella has loved animals. Pursuing a bright career in the restaurant industry, it never occurred to her that she could turn her childhood love into a profession.

## Start **ImpactFlex™ Investing**

Your capital can provide support to those who are under banked, under resourced, and under estimated.

## Partners

By working with some of the country’s most inspiring and dedicated leaders, the ImpactFlex™ Investing drives capital and new opportunities to small businesses and communities in the United States. Further, CNote’s partners are committed to co-creating the product alongside the community we aim to serve, giving the underestimated a voice where they traditionally have not been heard.