Make Your Cash Work Harder.

CNote is a cash and fixed-income platform that helps institutions and individuals achieve competitive returns, preserve capital, and strengthen communities nationwide.

Maximize Returns, Amplify Impact.

CNote makes impact investing easy by connecting your capital to mission-driven financial institutions, including CDFIs, MDIs, and LIDs banks and credit unions. Through insured cash management and fixed-income solutions, CNote’s platform is designed to deliver competitive returns and tangible benefits to underserved communities. Whether you’re seeking liquidity, preservation of capital, or long-term growth, CNote provides a secure, streamlined way to align your financial strategy with positive economic and social outcomes.

100% FDIC- and NCUA-Insured Deposits
Competitive
Returns
Flexible
Liquidity
Capital
Preservation
Seamless &
Secure Platform
Trackable Impact

Grow your wealth and empower change

Competitive Returns that Support Local Economies.

Discover a new way to grow your wealth with CNote.

Our Cash Management Solutions provide a blended return backed by 100% FDIC- and NCUA-insured accounts, ensuring both security and steady growth. For those seeking long-term opportunities, our Fixed-Income Offerings have the potential to deliver a 4% return while funding impact investing initiatives like affordable housing, disaster recovery, and small business growth in underserved communities.

Trustworthy Solutions with Remarkable Impact

Vetted and Reliable.

CNote offers financial solutions, including 100% FDIC- and NCUA-insured cash management products, and fixed-income offerings backed by a network of 2,500+ mission-driven financial institutions. Your 100% of committed funds are placed with a portfolio of vetted, mission-driven financial institutions with a history of community impact. With CNote’s competitive cash and fixed income solutions, you have the potential to achieve competitive returns while driving meaningful economic and social impact.

A Simple Way to Put Cash to Work.

1. Deposit or Invest: Place your funds in CNote’s insured cash management or fixed-income solutions.

2. We Connect Your Capital to Impact: Your investments or deposits fuel mission-driven financial institutions that support small businesses, affordable housing, community development, and a wide range of impact solutions.

3. Where Returns Drive Lasting Impact: Advance your financial goals while actively fueling measurable economic growth, social progress, and positive environmental change.

Trusted by Corporations, Foundations, and Individual Investors

CNote’s platform makes it seamless.

“CNote gave us a simple, scalable way to support our mission while maintaining financial returns. For corporations seeking to make a meaningful difference, this approach offers a powerful way to create stronger, healthier communities without compromising on performance.”

Jeffrey Whitford, Vice President, Sustainability & Social Business Innovation, Merck KGaA, Darmstadt, Germany

CNote’s Wisdom Fund allows me to make a tangible impact while staying true to my investment principles

“Investing in female and minority entrepreneurs isn’t just to check a box. These entrepreneurs have the opportunity to drive new levels of prosperity in America and are often among the fastest-growing categories of entrepreneurs.”

Jodi Morris, Individual Investor

Diversify Your Cash & Investments with CNote

Explore How We Partner with Individual Investors and Institutions to Direct Capital to Community Financial Institutions to Fuel Positive Change and Growth.

Individuals

Grow your wealth while making a meaningful impact. CNote offers impact investing solutions that deliver competitive returns while channelling funds into projects that build stronger, more resilient communities. Invest with purpose and join us in creating a better future for all.

Financial Institutions

Expand your impact by accessing new sources of investor capital and directing it toward underserved communities. CNote helps financial institutions harness funds from individuals and corporations, creating a powerful force for sustainable growth and measurable impact. Together, we can drive meaningful change, revitalizing underserved communities and strengthening local economies.

Institutional Investors

Put your capital to work with intention and impact. CNote empowers corporations to achieve competitive financial returns while channeling capital toward driving economic growth and meaningful change. Align your financial goals with your values and contribute to building a more prosperous future for all.

Real People, Real Stories

Read about the impact your cash makes on local communities. From supporting underserved communities to climate change initiatives, we share stories to showcase the lives you are changing.